If you’re a gig economy worker, you’ve probably settled into the reality that insurance and benefits aren’t going to be available to you. Well, not unless on-demand companies make the switch from 1099 independent contractors to W-2 employees. While that’s not changing — yet — Square’s on-demand food delivery service, Caviar, is now offering insurance protection to all of its couriers.
…This occupational accident insurance will ensure that couriers are covered in the event any accidents happen while they’re making deliveries for Caviar. This insurance, which comes at no cost to the couriers, activates the second a courier accepts an order and ends the second it’s complete.